Attention homeowners in Monticello and Drew County: Get an Appraisal today!![]() See the top 7 reasons AR homeowners order from SEARK Appraisals, LLC:
Do you own a home in or near Monticello? Do you need help determining the value of your real estate?
We at SEARK Appraisals, LLC understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at SEARK Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours. Appraisals to cancel PMIA popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experts in helping people just like you abolish unwanted and unneeded PMI insurance. Challenging a property tax assessmentIf you live in a local area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from SEARK Appraisals, LLC is your perfect weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. SEARK Appraisals, LLC can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |